Balance Sheet UKUK money, made simple
Updated for the 2026/27 tax year

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  1. 31 Jan

    How to file your Self Assessment tax return: step by step

    What you need before you start, each section in plain English, and how to pay.

  2. 20–30%

    How much should I set aside for tax as a UK freelancer?

    A worked 2026/27 example, the payments on account trap, and a simple rule of thumb.

  3. £1,000

    Side hustle tax: do you need to tell HMRC?

    The £1,000 trading allowance, selling your own things, and what Vinted, eBay and Etsy report.

  4. 2 ways

    How to pay off debt after Christmas: snowball vs avalanche

    Two proven methods, a worked example, and when to get free help.

  5. 5–15%

    How much deposit do you need for a first home?

    Deposit sizes, the extra costs people forget, and how to save faster.

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